Changes to Existing Backgrounds
The character is, by default, a minor noble. At best, they have their retinue paid for – servants like a groomsman, teamster, etc. They have been given a leg up in the world, but little else. They would be able to borrow against their good name, but they do not have access to fabulous wealth. Social Standing should be used to determine any ongoing and starting wealth, training, and asset options.